Some of my favorites are Sigh, Draconian, and Unleash the Archers.

Lottery balls
Lottery balls
Photo by dylan nolte on Unsplash

“Well, everyone else is doing it, so I figured why not?” she told me.

I was less than pleased.

You see, this was a time when we were both financially struggling. I was earning $15 an hour (before taxes) at a receptionist job in San Francisco. She was making a similar amount through tutoring. However, her job required her to visit clients individually, which costs both gas and time. I don’t know how often she worked, but it was definitely less than 40 hours a week.

We shared a small in-law unit in San Francisco that cost $1,600 a month…

Yes, that includes diet sodas too.

Photo by Laura Chouette on Unsplash

Soda is as American as baseball or apple pie. We love it, and we can’t get enough of it. Brands like Coca-Cola and Pepsi position themselves as being an essential part of everyday life.

If you want to know how much people love soda, just look back to 1985 when Coca-Cola changed their classic formula. Consumers were so upset that they formed grassroots campaigns to change it again. One group called The Old Coke Drinkers of America created petitions, gave out pins, and even spoke to the media.

The company’s Atlanta headquarters reportedly received over 40,000 phone calls and letters…

Stop your thoughts from getting the best of you.

Woman looking out window and thinking

“Why didn’t I just do it when I had the chance?”

“I can’t believe she would say something so awful to me.”

“I’ll never be good enough.”

Do you often have negative thoughts such as these? Chances are, you do. People have around 60,000 to 80,000 thoughts each day. That’s a lot of thinking!

Eighty-five percent of what we worry about never happens, but that doesn’t stop our minds from constantly buzzing with concerns and imaging the worst-case scenarios.

Constant stress can have devastating effects on our mental and physical health including premature aging, heart problems, weight gain, and shortening…

Man with no money in pocket
Man with no money in pocket
Image by Chris S on Pixabay

A 2016 study from Payoff surveyed over 2,000 people and discovered that almost a quarter of respondents had PTSD-like symptoms due to their financial stress. For millennials, that number was as high as 36%.

Some reported experiencing irrational behaviors. Others tried refuting how serious their debt was. Many had nightmares of becoming homeless. These actions like fear, denial, and alertness are very common to those who suffer from PTSD.

That’s not the only shocking statistic:

Jar with money
Jar with money
Photo by Miles Burke on Unsplash

I’m only two years away from being the ripe old age of 30, and it’s hard to believe that I’m close to passing another decade of my life. One of the biggest concerns in life throughout my twenties has always been money.

I can’t tell you how much financial stress I went through during my first few years out of college. My first post-graduation job was working as a part-time blogger at $11 an hour before taxes. It wasn’t the most impressive income, but I loved that job.

About a year later, I moved into an administrative assistant job that…

Burning money
Burning money
Photo by Jp Valery on Unsplash

In early March, my co-worker told me that he made thousands of dollars by shorting airline stocks. He bought right when news of the coronavirus spread, and the airline stocks were still at high prices. Their stock prices tanked, and he made out like a bandit.

I’ve never short sold in my life, but hearing his story made me feel like I should. Surely, anyone with an ounce of foresight could’ve predicted that airline stocks would drop like rocks. Why didn’t I jump onto the short selling bandwagon sooner? I was missing out on potentially huge gains. …

The magic of saying thanks.

Photo by Gabrielle Henderson on Unsplash

How often do you express gratitude for the things in your life? What comes to mind when you do? You might think of the obvious ones — your friends, family, career, home, and such.

It’s easy to take these things for granted. We often compare our lives to others. We want what other people have — their looks, money, personality, and success.

Counting your blessings isn’t some cheesy New Age snake oil. Gratitude has many scientifically-proven benefits and doesn’t cost a dime. If you want to be happier, healthier, and more successful, try cultivating gratitude. …

Treat your brain like a muscle.

Photo by SJ Baren on Unsplash

Here’s one reason you should start jogging, even during quarantine: cardio can make you smarter.

More specifically, exercising can increase neuroplasticity — the brain’s ability to change and form new neural connections over time. Neuroplasticity occurs every day as our brain learns information and creates new connections.

Increasing brain plasticity has many benefits, including:

  • Recovering from events like strokes and injuries;
  • Enhancing some areas to make up for lost functions;
  • Increasing effectiveness of learning; and
  • Improving memory.

New research from the University of California, San Diego, examined how exercise affects neuroplasticity in mice’s’ brains.

Each test mouse spent a week…

How to make the most of your life each day.

Woman with book and coffee
Woman with book and coffee
Photo by Anthony Tran on Unsplash

What comes to mind when you think of self-care? Is it buying yourself expensive gifts? Is it paying for 90-minute massage sessions?

Self-care doesn’t have to be expensive or complicated. In fact, some of the best things you can do for yourself are entirely free.

Here are five ways to incorporate self-care into your daily routine:


Exercise is perhaps the ultimate form of self-care. Everything from lifting weights to jogging helps contribute to your physical and mental health in so many ways.

It shouldn’t surprise you that working out helps build muscle, reduce fat, strengthen bones, and diminish the risk…

Patrick W. Dunne

I’m a freelance writer writes about finance, productivity, health, psychology, relationships, and living your best life. My blog is

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